Joe Engle With strict loan requirements enforced by lending agencies, having a high credit score is imperative. LoanSmart Inc. has launched a new division, Quality Credit Solution, to assist customers with improving their FICO scores.
FICO scores are based on multiple factors, such as payment history, recent requests for credit, length of payment history, and amount of available credit and credit being used.
Cleaning up a credit report typically takes years; however, Quality Credit Solutions uses a four-step process for credit repair that produces optimal results.
Step 1: Thorough examination of credit reports from the three major credit bureaus.
Step 2: Identifying which items to dispute.
Step 3: Challenging and disputing negative items with each credit bureau.
Step 4: Reviewing responses and actions taken by the credit bureaus.
Most client see progress within the first 45 days of service. However, for those clients with a great number of inaccurate or negative items on their credit report, results will take longer.
There are no hidden fees with Quality Credit Solutions services. Staff provides unlimited support to clients in disputing negative items on their report.
LoanSmart specializes in removing inaccurate, misleading or unverifiable entries. Clients may track the progress and activity being performed on their account at any time online.
After two months of the service, clients may request an evaluation or audit of their account. The company offers a partial money back guarantee. If LoanSmart does not remove a reasonable amount of disputed or negative items from a client’s credit report, a portion of their fee will be refunded.
“With a higher FICO score, individuals can take advantage of the current lower interest rates and refinance their auto and home londs, which can result in substantial monthly savings,” said Joe Engle, president of LoanSmart.
Tag : www.theacorn.com